Wildcard Exemptions — State System
Iowa Law Exemptions
$1,000 of any personal property, including cash
Federal Non-Bankruptcy Wildcard Exemptions (none)
Wildcard Exemptions -- Federal System § 522(d)
Can Iowa debtors use the Federal Bankruptcy exemptions instead of Iowa exemptions?
No. Iowa Code § 627.10.
The Federal Bankruptcy Exemptions under 11 U.S.C. § 522(d) are available to you if
- you haven't lived in any state longer than 180 days for a while,
- or
- if your state allows the Federal exemptions as a choice.