Wildcard Exemptions — State System
Alabama Law Exemptions
$8,225 of any personal property, except wages (husband & wife may double) (*increased to $8,225 April 1, 2021)
Federal Non-Bankruptcy Wildcard Exemptions (none)
Wildcard Exemptions -- Federal System § 522(d)
Can Alabama debtors use the Federal Bankruptcy exemptions instead of Alabama exemptions?
No. Federal Exemptions not available. Ala. Code § 6-10-11.
The Federal Bankruptcy Exemptions under 11 U.S.C. § 522(d) are available to you if
- you haven't lived in any state longer than 180 days for a while,
- or
- if your state allows the Federal exemptions as a choice.