Wage Exemptions -- State System
Washington Law Wage Garnishment Limits
For consumer debt, Washington law protects 80% of disposable earnings or 35 times state minimum wage ($12/hour)
Washington earned a "C" from NCLC because its garnishment law protect at least $350 per week.
garnishment law protects 80% of wages or 40 times federal or state ($9.10/hour) minimum wage, plus $25 per dependent.
Washington earned a "C" from NCLC because its garnishment law protect at least $350 per week.
Federal Non-Bankruptcy Law
(available only if using State System)
Federal "non-bankruptcy" law also offers exemption protection for wages.
Wage Garnishment — Federal System § 522 (no exemption)
Yes. Federal exemptions are available.
The Federal Bankruptcy Exemptions under 11 U.S.C. § 522(d) are available to you if
- you haven't lived in any state longer than 180 days for a while,
- or
- if your state allows the Federal exemptions as a choice.
See also on LegalConsumer.com
From Elsewhere on the web:
- Wage Garnishment in Washington (UpSolve.org): UpSolve features state specific articles on wage garnishment in each state.