Wildcard Exemptions — State System
Virginia Law Exemptions
Unused portion of homestead or personal property exemption
$10,000 of any property for disabled veterans
Federal Non-Bankruptcy Wildcard Exemptions (none)
Wildcard Exemptions -- Federal System § 522(d)
Can Virginia debtors use the Federal Bankruptcy exemptions instead of Virginia exemptions?
No. Va. Code Ann. § 34-3.1.
The Federal Bankruptcy Exemptions under 11 U.S.C. § 522(d) are available to you if
- you haven't lived in any state longer than 180 days for a while,
- or
- if your state allows the Federal exemptions as a choice.