Wildcard Exemptions — State System
North Carolina Law Exemptions
$5,000 less any amount claimed for homestead or burial exemption, of any property
$500 of any personal property
Federal Non-Bankruptcy Wildcard Exemptions (none)
Wildcard Exemptions -- Federal System § 522(d)
Can North Carolina debtors use the Federal Bankruptcy exemptions instead of North Carolina exemptions?
No. N.C. Gen. Stat. § 1C-1601(f).
The Federal Bankruptcy Exemptions under 11 U.S.C. § 522(d) are available to you if
- you haven't lived in any state longer than 180 days for a while,
- or
- if your state allows the Federal exemptions as a choice.