Wage Exemptions -- State System
Texas Law Wage Garnishment Limits
In Texas, all wages exempt from debt collection.
Texas earned an “A” from the NCLC for their protection of wage earnings from garnishment for debt collection.
Federal Non-Bankruptcy Law
(available only if using State System)
Federal "non-bankruptcy" law also offers exemption protection for wages.
Wage Garnishment — Federal System § 522 (no exemption)
Yes. Federal exemptions are available.
The Federal Bankruptcy Exemptions under 11 U.S.C. § 522(d) are available to you if
- you haven't lived in any state longer than 180 days for a while,
- or
- if your state allows the Federal exemptions as a choice.
See also on LegalConsumer.com
From Elsewhere on the web:
- Wage Garnishment in Texas (UpSolve.org): UpSolve features state specific articles on wage garnishment in each state.