Wage Exemptions -- State System
Arizona Law Wage Garnishment Limits
Arizona only protects the federal minimum, 75% of wages or 30 times federal minimum wage, but allows reduction in case of hardship.
Arizona scored an "D" in the the NCLC grading of state wage garnishment protections, because it preserves more of a worker’s wages than the minimum required by federal law.
Federal Non-Bankruptcy Law
(available only if using State System)
Federal "non-bankruptcy" law also offers exemption protection for wages.
Wage Garnishment — Federal System § 522 (no exemption)
No. Federal Exemptions not available. Ariz. Rev. Stat. Ann. § 33-1133.
The Federal Bankruptcy Exemptions under 11 U.S.C. § 522(d) are available to you if
- you haven't lived in any state longer than 180 days for a while,
- or
- if your state allows the Federal exemptions as a choice.
See also on LegalConsumer.com
From Elsewhere on the web:
- Wage Garnishment in Arizona (UpSolve.org): UpSolve features state specific articles on wage garnishment in each state.