Wildcard Exemptions — State System
North Dakota Law Exemptions
$25,000 of any property in lieu of homestead
Head of household not claiming crops or grain may claim $7,500 of any personal property
Non-head of household not claiming crops or grain may claim $3,750 of any personal property
Federal Non-Bankruptcy Wildcard Exemptions (none)
Wildcard Exemptions -- Federal System § 522(d)
Can North Dakota debtors use the Federal Bankruptcy exemptions instead of North Dakota exemptions?
No. N.D. Cent. Code § 28-22-17.
The Federal Bankruptcy Exemptions under 11 U.S.C. § 522(d) are available to you if
- you haven't lived in any state longer than 180 days for a while,
- or
- if your state allows the Federal exemptions as a choice.