Table of New Jersey State Law Bankruptcy Exemptions

            
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          Bankruptcy Exemption Tables - For Every State
        
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            Cape May County
          
  Table of New Jersey State Law Bankruptcy Exemptions - by Category
               
              Table of New Jersey exemptions laws that debtors can use to protect their property in bankruptcy if they file in New Jersey.            

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Homestead

Homestead Amount
Joint Amount

25,150 (federal exemption)
50,300 (federal exemption)

Tenancy by the Entirety
Insurance
Miscellaneous
Pensions & Retirement Savings
Personal Property
Public Benefits
Tools of Trade
Wage Garnishment Limits
"Wild Card" Exemption
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		Albin Renauer
	
Albin Renauer has spent his career making consumer law information free and accessible to everyone. In the 1990s Albin worked with Nolo Press to invent WillMaker and LivingTrustMaker and ran Nolo website back in the DotCom era of Y2K.  In 2006, Albin launched LegalConsumer.com and the free Bankruptcy Means Test Calculator. Millions of consumers have used these FREE tools and information to learn about their rights under bankruptcy law.  For more than 30 years, Albin co-authored 22 editions of Nolo's bestselling guide How to File for Chapter 7 Bankruptcy from 1989 to 2023. Albin is currently exploring ways that AI can increase consumers' access to justice.

          Cape May County, NJ Bankruptcy Home 
        
Jurisdictional relevance: STThere are versions of this article for each State.

      Nearby States

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        RELATED ARTICLES:
      
Can I Use Federal Non-Bankruptcy Exemptions in New Jersey?Some exemptions exist under Federal law, wholly separate from the bankruptcy code, and protect such assets from the reach of creditors regardless of whether bankruptcy is at issue. These exemptions can only be claimed if you are using state exemptions, (regardless of whether a state has 'opted out' of the federal bankruptcy exemptions under § 522(d)).
Table of Federal Bankruptcy Exemptions Under §522(d)Federal Bankruptcy Exemptions can be used in 20 states and the District of Columbia
Which State's Exemptions Must You Use?If you have lived in your state for two years prior to filing, use your state's exemptions. If you've lived in your state for less than two years, the rules are more complicated...

Cape May County, NJ Bankruptcy ResourcesCape May County Bankruptcy Means Test CalculatorAutomatically apply the Cape May County expense standards, and New Jersey income standards to your means test calculation.
Cape May County Bankruptcy CourtFind where to file if you live in Cape May County.
New Jersey Bankruptcy Exemption LawsWhat property you can keep under New Jersey and federal exemption laws.
From Other Websites:
  National Online Resources
                      
            State Survey of Asset Protection Techniques            
                          
              www.actec.org            
          A giant PDF grid of States and their property exemptions by category. Created in 2018. Not up to date, but impressive in its scope and detail. Be sure to check to updates before relying on anything in this PDF. But it may be a good place to start research.