Means Test FAQ
The bankruptcy means test was added to US bankruptcy law in 2005 as part of the credt-card-industry sponsored bankruptcy law to weed out so-called "bankruptcy-abusers" -- hence the language about a "presumption of abuse" (just to make you feel extra ashamed for exercising your right to bankruptcy!).
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Jurisdictional relevance: US
![Legal Consumer - Kenner, LALaw.](/Images/us.gif)