The health insurance rates listed below are for calendar year 2014. We will post 2015 rates when they become available in the fall -- look for them before open enrollment begins on November 15. For now, you can click here to get a rough idea of how rates are trending in your state.
2014 Rates - CLICK HERE FOR 2015 RATES
This page gives you an overview of the rates for individual and family health insurance plans available from HealthCare.gov, the marketplace for Madison, WI.
(For rates for small business owners, click here.)
Lowest Rates for Individual Obamacare Insurance Plans
Click your age to see the lowest rates for an individual plan in your area. To find rates for all plans and providers, see the tables below.
21, 22, 23, 24, 25, 26, 27, 28, 29 .. 30, 31, 32, 33, 34, 35, 36, 37, 38, 39 .. 40, 41, 42, 43, 44, 45, 46, 47, 48, 49 .. 50, 51, 52, 53, 54, 55, 56, 57, 58, 59 .. 60, 61, 62, 63, 64 and older
Projected Obamacare Rates for an Individual, Age 21, in Madison, Wisconsin
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Lowest Catatrophic Plan = $104.29/mo
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Lowest Bronze Plan = $139.91/mo
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Lowest Silver Plan = $188.30/mo
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Second Lowest Silver Plan* = $202.31/mo
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Lowest Gold Plan = $241.82/mo
*If you are eligible for a cost-saving tax credit, it will be based on the price of the second-lowest cost silver plan in your area. In addition, to take advantage of cost-sharing subsidies, you must purchase a silver plan. For more information, see Ways to Save Money on Obamacare in Wisconsin.
Providers in Dane County
Dane County is in “Rating Area 2” of Wisconsin. Currently, there are 4 providers offering 82 plans to Rating Area 2. † Below, you’ll find a summary of plans and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options. For detailed information, including deductible amounts, annual limits on out-of-pocket costs, and possible subsidies, you must complete an application at HealthCare.gov or contact the provider directly.
The table below shows premiums for the following scenarios:
- Adult individual = age 27
- Adult individual = age 50
- Family = 2 adults age 30, 2 children
- Family single parent = 1 adult age 30, 2 children
- Couple = 2 adults age 40, no children
- Child = 1 child any age
Unity Health Insurance |
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Plan (HMO): Unity UW Health Platinum F |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $304.39 | $518.74 | $1,028.18 | $698.52 | $742.38 | $184.43 |
Plan (HMO): Unity UW Health Platinum E |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $305.77 | $521.10 | $1,032.86 | $701.70 | $745.76 | $185.27 |
Plan (HMO): Unity UW Health Platinum D |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $304.92 | $519.64 | $1,029.96 | $699.73 | $743.68 | $184.75 |
Plan (HMO): Unity UW Health Platinum C |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $302.35 | $515.26 | $1,021.30 | $693.85 | $737.40 | $183.20 |
Plan (HMO): Unity UW Health Platinum B |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $345.42 | $588.67 | $1,166.80 | $792.70 | $842.46 | $209.30 |
Plan (HMO): Unity UW Health Platinum A |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $325.83 | $555.28 | $1,100.62 | $747.74 | $794.68 | $197.43 |
Plan (HMO): Unity UW Health Gold D |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $255.22 | $434.95 | $862.10 | $585.69 | $622.48 | $154.64 |
Plan (HMO): Unity UW Health Gold E |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $254.72 | $434.10 | $860.42 | $584.55 | $621.24 | $154.34 |
Plan (HMO): Unity UW Health Gold A |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $272.80 | $464.91 | $921.50 | $626.05 | $665.34 | $165.30 |
Plan (HMO): Unity UW Health Gold B |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $271.89 | $463.35 | $918.40 | $623.94 | $663.10 | $164.74 |
Plan (HMO): Unity UW Health Silver E |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $213.86 | $364.45 | $722.38 | $490.77 | $521.58 | $129.58 |
Plan (HMO): Unity UW Health Silver D |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $219.70 | $374.41 | $742.12 | $504.18 | $535.84 | $133.12 |
Plan (HMO): Unity UW Health Silver B |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $224.36 | $382.35 | $757.86 | $514.87 | $547.20 | $135.94 |
Plan (HMO): Unity UW Health Platinum F w/Dental |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $328.15 | $559.24 | $1,108.44 | $753.05 | $800.34 | $198.83 |
Plan (HMO): Unity UW Health Platinum E w/Dental |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $327.16 | $557.54 | $1,105.10 | $750.78 | $797.92 | $198.23 |
Plan (HMO): Unity UW Health Platinum D w/Dental |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $328.72 | $560.21 | $1,110.38 | $754.37 | $801.74 | $199.18 |
Plan (HMO): Unity UW Health Platinum C w/Dental |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $325.95 | $555.49 | $1,101.02 | $748.01 | $794.98 | $197.50 |
Plan (HMO): Unity UW Health Platinum B w/Dental |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $372.39 | $634.63 | $1,257.90 | $854.59 | $908.24 | $225.64 |
Plan (HMO): Unity UW Health Platinum A w/Dental |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $351.27 | $598.64 | $1,186.54 | $806.11 | $856.74 | $212.84 |
Plan (HMO): Unity UW Health Gold D w/Dental |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $272.63 | $464.62 | $920.90 | $625.64 | $664.92 | $165.19 |
Plan (HMO): Unity UW Health Gold E w/Dental |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $272.09 | $463.70 | $919.10 | $624.42 | $663.62 | $164.87 |
Plan (HMO): Unity UW Health Gold A w/Dental |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $291.88 | $497.43 | $985.96 | $669.84 | $711.88 | $176.86 |
Plan (HMO): Unity UW Health Gold B w/Dental |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $291.71 | $497.13 | $985.34 | $669.42 | $711.46 | $176.75 |
Plan (HMO): Unity UW Health Silver E w/Dental |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $228.44 | $389.31 | $771.64 | $524.24 | $557.16 | $138.42 |
Plan (HMO): Unity UW Health Silver D w/Dental |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $234.68 | $399.94 | $792.72 | $538.56 | $572.38 | $142.20 |
Plan (HMO): Unity UW Health Silver B w/Dental |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $239.66 | $408.43 | $809.54 | $549.98 | $584.52 | $145.21 |
Plan (HMO): Unity UW Health Gold F |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $265.15 | $451.86 | $895.64 | $608.48 | $646.68 | $160.66 |
Plan (HMO): Unity UW Health Silver G |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $222.39 | $379.00 | $751.20 | $510.35 | $542.40 | $134.75 |
Plan (HMO): Unity UW Health Silver F |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $224.22 | $382.11 | $757.38 | $514.55 | $546.84 | $135.86 |
Plan (HMO): Unity UW Health Silver A |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $237.83 | $405.30 | $803.34 | $545.77 | $580.04 | $144.10 |
Plan (HMO): Unity UW Health Gold F w/Dental |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $283.23 | $482.68 | $956.70 | $649.96 | $690.78 | $171.61 |
Plan (HMO): Unity UW Health Silver G w/Dental |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $237.55 | $404.84 | $802.44 | $545.16 | $579.38 | $143.94 |
Plan (HMO): Unity UW Health Silver F w/Dental |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $239.51 | $408.17 | $809.02 | $549.63 | $584.14 | $145.12 |
Plan (HMO): Unity UW Health Silver A w/Dental |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $254.04 | $432.94 | $858.12 | $582.99 | $619.60 | $153.93 |
Plan (HMO): Unity UW Health Bronze A |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $192.76 | $328.50 | $651.12 | $442.36 | $470.14 | $116.80 |
Plan (HMO): Unity UW Health Bronze HSA B |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $191.99 | $327.18 | $648.50 | $440.58 | $468.24 | $116.33 |
Plan (HMO): Unity UW Health Bronze C |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $146.63 | $249.89 | $495.30 | $336.50 | $357.62 | $88.85 |
Plan (HMO): Unity UW Health Catastrophic A |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Catastrophic | $151.31 | $257.86 | $511.10 | $347.23 | $369.04 | $91.68 |
Plan (HMO): Unity UW Health Catastrophic B |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Catastrophic | $136.47 | $232.58 | $460.98 | $313.18 | $332.84 | $82.69 |
Plan (HMO): Unity UW Health Catastrophic C |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Catastrophic | $109.29 | $186.26 | $369.18 | $250.81 | $266.56 | $66.22 |
Plan (HMO): Unity UW Health Gold HSA G |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $271.52 | $462.73 | $917.16 | $623.10 | $662.22 | $164.52 |
Plan (HMO): Unity UW Health Gold HSA H |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $253.43 | $431.89 | $856.02 | $581.56 | $618.08 | $153.55 |
Plan (HMO): Unity UW Health Silver HSA H |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $229.49 | $391.10 | $775.18 | $526.64 | $559.72 | $139.05 |
Plan (HMO): Unity UW Health Silver HSA J |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $212.02 | $361.33 | $716.18 | $486.56 | $517.12 | $128.47 |
Dean Health Plan |
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Plan (HMO): Dean Copay Plus 1000X |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $264.52 | $450.80 | $893.52 | $607.04 | $645.16 | $160.28 |
Plan (HMO): Dean Copay Plus 2000X |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $238.94 | $407.20 | $807.08 | $548.31 | $582.76 | $144.77 |
Plan (HMO): Dean Copay Plus 3500X |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $232.74 | $396.64 | $786.16 | $534.10 | $567.64 | $141.02 |
Plan (HMO): Dean Classic 3000X |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $217.25 | $370.24 | $733.82 | $498.54 | $529.86 | $131.63 |
Plan (HMO): Dean Classic 4500X |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $197.34 | $336.31 | $666.58 | $452.86 | $481.30 | $119.57 |
Plan (HMO): Dean HSA 5000X |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $194.45 | $331.38 | $656.82 | $446.23 | $474.24 | $117.82 |
Plan (HMO): Dean HSA 6250X |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $187.60 | $319.71 | $633.68 | $430.51 | $457.54 | $113.67 |
Plan (HMO): Dean Value 4000X |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $204.02 | $347.69 | $689.16 | $468.20 | $497.60 | $123.62 |
Plan (HMO): Dean Value 6000X |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $192.22 | $327.59 | $649.30 | $441.12 | $468.82 | $116.47 |
Plan (HMO): Dean Safety Net |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Catastrophic | $132.46 | $225.75 | $447.44 | $303.98 | $323.06 | $80.26 |
Plan (EPO): Dean HSA Focus 5000X |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $184.73 | $314.83 | $624.00 | $423.93 | $450.56 | $111.93 |
Plan (EPO): Dean HSA Focus 6250X |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $178.26 | $303.80 | $602.14 | $409.08 | $434.78 | $108.01 |
Plan (EPO): Dean Value Focus 4000X |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $193.83 | $330.33 | $654.72 | $444.80 | $472.74 | $117.44 |
Plan (EPO): Dean Value Focus 6000X |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $182.62 | $311.23 | $616.86 | $419.08 | $445.40 | $110.65 |
Physicians Plus Insurance Corporation |
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Plan (HMO): MyMeriter 1000 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $414.57 | $706.51 | $1,400.38 | $951.39 | $1,011.12 | $251.20 |
Plan (HMO): MyMeriter 1500 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $395.91 | $674.70 | $1,337.32 | $908.55 | $965.58 | $239.89 |
Plan (HMO): MyMeriter 2000 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $343.25 | $584.96 | $1,159.44 | $787.70 | $837.16 | $207.98 |
Plan (HMO): MyMeriter 2500 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $330.15 | $562.65 | $1,115.22 | $757.66 | $805.22 | $200.05 |
Plan (HMO): MyMeriter HDHP 2000 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $408.44 | $696.07 | $1,379.66 | $937.31 | $996.16 | $247.48 |
Plan (HMO): MyMeriter HDHP 3000 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $371.39 | $632.92 | $1,254.50 | $852.28 | $905.80 | $225.03 |
Plan (HMO): MyMeriter HDHP 4000 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $278.61 | $474.81 | $941.10 | $639.36 | $679.52 | $168.81 |
Plan (HMO): MyMeriter Basic Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Catastrophic | $260.22 | $443.47 | $878.98 | $597.16 | $634.66 | $157.67 |
Group Health Cooperative- SCW |
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Plan (HMO): GHC Platinum Preferred HMO, $500 Deductible |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $428.42 | $730.11 | $1,447.12 | $983.14 | $1,044.88 | $259.58 |
Plan (HMO): GHC Platinum Preferred HMO, $250 Deductible |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $427.52 | $728.57 | $1,444.10 | $981.09 | $1,042.68 | $259.04 |
Plan (HMO): GHC Gold Plated HMO, $1,500 Deductible |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $385.97 | $657.76 | $1,303.74 | $885.73 | $941.34 | $233.86 |
Plan (HMO): GHC Gold Plated HMO, $1,250 Deductible |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $379.19 | $646.22 | $1,280.86 | $870.19 | $924.84 | $229.76 |
Plan (HMO): GHC Gold Plated HMO, $1,750 Deductible |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $377.84 | $643.91 | $1,276.28 | $867.08 | $921.52 | $228.94 |
Plan (HMO): GHC Gold Plated HMO, $2,000 Deductible |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $377.39 | $643.14 | $1,274.78 | $866.06 | $920.42 | $228.67 |
Plan (HMO): GHC Silver Standard HMO, 70% Medical Coinsurance |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $347.12 | $591.57 | $1,172.54 | $796.60 | $846.62 | $210.33 |
Plan (HMO): GHC Bronze HSA-Eligible HMO Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $294.74 | $502.29 | $995.60 | $676.39 | $718.84 | $178.59 |
Plan (HMO): GHC Silver Standard HMO, $2,000 Deductible |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $336.29 | $573.10 | $1,135.94 | $771.73 | $820.18 | $203.76 |
Plan (HMO): GHC Silver Standard HMO, $40 Office Copay |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $338.10 | $576.18 | $1,142.04 | $775.88 | $824.60 | $204.86 |
Plan (HMO): GHC Bronze Basic HMO, $50 Tier 1 RX |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $303.77 | $517.69 | $1,026.10 | $697.11 | $740.88 | $184.06 |
Plan (HMO): GHC Bronze Basic HMO, $2,000 Deductible |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $302.42 | $515.38 | $1,021.52 | $694.00 | $737.58 | $183.24 |
Plan (HMO): GHC Catastrophic Care HMO |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Catastrophic | $296.55 | $505.37 | $1,001.68 | $680.52 | $723.26 | $179.68 |
Plan (HMO): GHC Platinum Preferred HMO Benefit Arch Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $432.48 | $737.03 | $1,460.86 | $992.48 | $1,054.78 | $262.05 |
Plan (HMO): GHC Gold Plated HMO Benefit Arch Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $389.58 | $663.92 | $1,315.94 | $894.02 | $950.16 | $236.05 |
Plan (HMO): GHC Silver Standard HMO Benefit Arch Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $332.67 | $566.94 | $1,123.72 | $763.43 | $811.36 | $201.57 |
†Source: Our summary of lowest costs and numbers of providers is based on a government report released September 25, 2013. For more detailed information about specific plans and providers, see HealthCare.gov.
‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Dane County here.