The health insurance rates listed below are for calendar year 2014. We will post 2015 rates when they become available in the fall -- look for them before open enrollment begins on November 15. For now, you can click here to get a rough idea of how rates are trending in your state.
2014 Rates - CLICK HERE FOR 2015 RATES
This page gives you an overview of the rates for individual and family health insurance plans available from HealthCare.gov, the marketplace for Thornton, IL.
(For rates for small business owners, click here.)
Lowest Rates for Individual Obamacare Insurance Plans
Click your age to see the lowest rates for an individual plan in your area. To find rates for all plans and providers, see the tables below.
21, 22, 23, 24, 25, 26, 27, 28, 29 .. 30, 31, 32, 33, 34, 35, 36, 37, 38, 39 .. 40, 41, 42, 43, 44, 45, 46, 47, 48, 49 .. 50, 51, 52, 53, 54, 55, 56, 57, 58, 59 .. 60, 61, 62, 63, 64 and older
Projected Obamacare Rates for an Individual, Age 21, in Thornton, Illinois
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Lowest Catatrophic Plan = $134.86/mo
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Lowest Bronze Plan = $119.13/mo
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Lowest Silver Plan = $164.51/mo
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Second Lowest Silver Plan* = $165.63/mo
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Lowest Gold Plan = $192.38/mo
*If you are eligible for a cost-saving tax credit, it will be based on the price of the second-lowest cost silver plan in your area. In addition, to take advantage of cost-sharing subsidies, you must purchase a silver plan. For more information, see Ways to Save Money on Obamacare in Illinois.
Providers in Cook County
Cook County is in “Rating Area 1” of Illinois. Currently, there are 7 providers offering 80 plans to Rating Area 1. † Below, you’ll find a summary of plans and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options. For detailed information, including deductible amounts, annual limits on out-of-pocket costs, and possible subsidies, you must complete an application at HealthCare.gov or contact the provider directly.
The table below shows premiums for the following scenarios:
- Adult individual = age 27
- Adult individual = age 50
- Family = 2 adults age 30, 2 children
- Family single parent = 1 adult age 30, 2 children
- Couple = 2 adults age 40, no children
- Child = 1 child any age
Blue Cross Blue Shield of Illinois |
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Plan (PPO): Blue PPO Gold 001 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $293.53 | $500.23 | $991.50 | $673.60 | $715.90 | $177.85 |
Plan (PPO): Blue PPO Gold 002 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $303.38 | $517.02 | $1,024.76 | $696.20 | $739.92 | $183.82 |
Plan (PPO): Blue PPO Silver 003 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $240.11 | $409.19 | $811.06 | $551.02 | $585.62 | $145.49 |
Plan (PPO): Blue PPO Silver 004 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $251.63 | $428.83 | $849.98 | $577.46 | $613.72 | $152.47 |
Plan (PPO): Blue PPO Bronze 005 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $186.71 | $318.19 | $630.68 | $428.47 | $455.38 | $113.13 |
Plan (PPO): Blue PPO Bronze 006 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $184.83 | $314.99 | $624.34 | $424.16 | $450.80 | $111.99 |
Plan (PPO): Blue Security PPO 010 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Catastrophic | $180.79 | $308.11 | $610.70 | $414.90 | $440.94 | $109.55 |
Plan (PPO): Blue Cross Blue Shield Premier 1, a Multi-State Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $318.28 | $542.41 | $1,075.10 | $730.40 | $776.26 | $192.85 |
Plan (PPO): Blue Cross Blue Shield Premier 2, a Multi-State Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $315.17 | $537.11 | $1,064.60 | $723.27 | $768.68 | $190.97 |
Plan (PPO): Blue Cross Blue Shield Solution 3, a Multi-State Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $242.54 | $413.34 | $819.28 | $556.60 | $591.54 | $146.96 |
Plan (PPO): Blue Cross Blue Shield Solution 4, a Multi-State Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $233.29 | $397.58 | $788.04 | $535.38 | $568.98 | $141.36 |
Plan (PPO): Blue Cross Blue Shield Basic 5, a Multi-State Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $194.19 | $330.93 | $655.94 | $445.63 | $473.62 | $117.66 |
Plan (PPO): Blue Choice Gold PPO 001 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $217.04 | $369.88 | $733.14 | $498.08 | $529.36 | $131.51 |
Plan (PPO): Blue Choice Gold PPO 002 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $226.16 | $385.43 | $763.96 | $519.02 | $551.60 | $137.04 |
Plan (PPO): Blue Choice Silver PPO 003 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $172.41 | $293.81 | $582.36 | $395.64 | $420.48 | $104.46 |
Plan (PPO): Blue Choice Silver PPO 004 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $181.77 | $309.78 | $614.00 | $417.14 | $443.34 | $110.14 |
Plan (PPO): Blue Choice Bronze PPO 005 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $124.93 | $212.90 | $422.00 | $286.70 | $304.70 | $75.70 |
Plan (PPO): Blue Choice Bronze PPO 006 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $124.84 | $212.76 | $421.72 | $286.51 | $304.48 | $75.65 |
Plan (HMO): Blue Precision Gold HMO 001 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $201.62 | $343.60 | $681.04 | $462.68 | $491.74 | $122.16 |
Plan (HMO): Blue Precision Silver HMO 002 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $173.58 | $295.81 | $586.32 | $398.33 | $423.34 | $105.17 |
Plan (HMO): Blue Precision Bronze HMO 003 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $134.17 | $228.66 | $453.22 | $307.91 | $327.24 | $81.30 |
Humana Health Plan, Inc. |
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Plan (HMO): Humana Connect Basic 6350/6350 Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Catastrophic | $161.92 | $275.94 | $546.94 | $371.58 | $394.90 | $98.11 |
Plan (HMO): Humana Connect Bronze 6300/6300 Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $211.77 | $360.91 | $715.34 | $485.99 | $516.50 | $128.32 |
Plan (HMO): Humana Connect Bronze 4850/6350 Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $228.28 | $389.03 | $771.10 | $523.87 | $556.74 | $138.32 |
Plan (HMO): Humana Connect Silver 4600/6300 Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $240.16 | $409.29 | $811.26 | $551.16 | $585.74 | $145.53 |
Plan (HMO): Humana Connect Gold 2500/3500 Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $276.54 | $471.28 | $934.14 | $634.64 | $674.46 | $167.57 |
Plan (HMO): Humana Connect Platinum 1000/1500 Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $311.79 | $531.35 | $1,053.18 | $715.51 | $760.42 | $188.92 |
Plan (HMO): Humana Connect Basic 6350/6350 Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Catastrophic | $145.06 | $247.21 | $490.00 | $332.90 | $353.78 | $87.90 |
Plan (HMO): Humana Connect Bronze 6300/6300 Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $189.73 | $323.33 | $640.88 | $435.40 | $462.72 | $114.96 |
Plan (HMO): Humana Connect Bronze 4850/6350 Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $204.51 | $348.53 | $690.82 | $469.33 | $498.78 | $123.92 |
Plan (HMO): Humana Connect Silver 4600/6300 Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $215.16 | $366.68 | $726.80 | $493.78 | $524.76 | $130.38 |
Plan (HMO): Humana Connect Gold 2500/3500 Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $247.75 | $422.22 | $836.88 | $568.56 | $604.24 | $150.12 |
Plan (HMO): Humana Connect Platinum 1000/1500 Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $279.33 | $476.03 | $943.56 | $641.04 | $681.26 | $169.26 |
Humana Insurance Company |
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Plan (PPO): Humana National Preferred Basic 6350/6350 Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Catastrophic | $192.68 | $328.37 | $650.86 | $442.18 | $469.92 | $116.75 |
Plan (PPO): Humana National Preferred Bronze 6300/6300 Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $245.75 | $418.80 | $830.12 | $563.97 | $599.36 | $148.91 |
Plan (PPO): Humana National Preferred Bronze 4850/6350 Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $277.79 | $473.41 | $938.36 | $637.51 | $677.50 | $168.33 |
Plan (PPO): Humana National Preferred Silver 4250/6250 Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $290.28 | $494.69 | $980.52 | $666.15 | $707.96 | $175.89 |
Plan (PPO): Humana National Preferred Silver 3650/3650 Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $282.71 | $481.79 | $954.96 | $648.78 | $689.50 | $171.30 |
Plan (PPO): Humana National Preferred Gold 2500/3500 Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $333.01 | $567.52 | $1,124.90 | $764.24 | $812.18 | $201.79 |
Plan (PPO): Humana National Preferred Platinum 1000/1500 Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $375.31 | $639.60 | $1,267.74 | $861.28 | $915.34 | $227.41 |
Aetna |
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Plan (PPO): Aetna Advantage 5750 PD |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $259.00 | $441.00 | $876.00 | $595.00 | $632.00 | $157.00 |
Plan (PPO): Aetna Advantage 6350 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $252.00 | $429.00 | $848.00 | $576.00 | $614.00 | $152.00 |
Plan (PPO): Aetna AdvantagePlus 5500 PD |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $253.00 | $431.00 | $854.00 | $580.00 | $616.00 | $153.00 |
Plan (PPO): Aetna Basic |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Catastrophic | $189.00 | $322.00 | $640.00 | $435.00 | $462.00 | $115.00 |
Plan (PPO): Aetna Premier 2000 PD |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $366.00 | $623.00 | $1,236.00 | $840.00 | $892.00 | $222.00 |
Plan (PPO): Aetna Classic 3500 PD |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $328.00 | $558.00 | $1,108.00 | $753.00 | $800.00 | $199.00 |
Plan (PPO): Aetna Classic 5000 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $314.00 | $535.00 | $1,060.00 | $720.00 | $766.00 | $190.00 |
Land of Lincoln Mutual Health Insurance Co. |
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Plan (PPO): Land of Lincoln National Preferred PPO Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $306.77 | $522.80 | $1,036.24 | $704.00 | $748.20 | $185.88 |
Plan (PPO): Land of Lincoln National Preferred PPO Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $279.11 | $475.66 | $942.80 | $640.52 | $680.74 | $169.12 |
Plan (PPO): Land of Lincoln National Preferred PPO Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $215.22 | $366.77 | $727.00 | $493.91 | $524.90 | $130.41 |
Plan (PPO): Land of Lincoln National Confidence PPO Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $314.92 | $536.67 | $1,063.74 | $722.68 | $768.06 | $190.81 |
Plan (PPO): Land of Lincoln National Confidence PPO Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $274.09 | $467.10 | $925.84 | $629.00 | $668.48 | $166.08 |
Plan (PPO): Land of Lincoln National Complete PPO Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $318.04 | $542.00 | $1,074.30 | $729.86 | $775.68 | $192.71 |
Plan (PPO): Land of Lincoln National Complete PPO Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $290.74 | $495.48 | $982.10 | $667.22 | $709.10 | $176.17 |
Plan (PPO): Land of Lincoln National Complete PPO Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $217.72 | $371.03 | $735.42 | $499.63 | $531.00 | $131.92 |
Plan (PPO): Land of Lincoln National Premier PPO Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $333.45 | $568.27 | $1,126.38 | $765.24 | $813.28 | $202.05 |
Plan (PPO): Land of Lincoln National Premier PPO Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $309.59 | $527.60 | $1,045.76 | $710.47 | $755.06 | $187.59 |
Plan (PPO): Land of Lincoln National Premier PPO Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $203.54 | $346.87 | $687.54 | $467.10 | $496.42 | $123.33 |
Plan (PPO): Land of Lincoln National Elite PPO Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $322.85 | $550.19 | $1,090.54 | $740.89 | $787.40 | $195.62 |
Plan (PPO): Land of Lincoln National Elite PPO Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $300.08 | $511.40 | $1,013.64 | $688.65 | $731.88 | $181.83 |
Plan (PPO): Land of Lincoln National Choice PPO Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $277.63 | $473.13 | $937.78 | $637.11 | $677.12 | $168.22 |
Plan (PPO): Land of Lincoln National Choice PPO Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $257.18 | $438.29 | $868.72 | $590.19 | $627.24 | $155.83 |
Plan (PPO): Land of Lincoln National Choice PPO Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $181.81 | $309.84 | $614.12 | $417.22 | $443.42 | $110.16 |
Plan (PPO): Land of Lincoln National Freedom PPO Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $276.28 | $470.83 | $933.24 | $634.02 | $673.82 | $167.40 |
Plan (PPO): Land of Lincoln National Freedom PPO Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $257.10 | $438.14 | $868.44 | $590.00 | $627.04 | $155.78 |
Plan (PPO): Land of Lincoln National Freedom PPO Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $180.32 | $307.30 | $609.10 | $413.81 | $439.78 | $109.26 |
Coventry Health Care |
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Plan (PPO): Gold $5 Copay PPO Select |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $300.88 | $512.76 | $1,016.34 | $690.48 | $733.82 | $182.31 |
Plan (PPO): Silver $10 Copay PPO Select |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $274.05 | $467.04 | $925.70 | $628.90 | $668.40 | $166.05 |
Plan (PPO): Bronze $10 Copay PPO Select |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $220.75 | $376.21 | $745.68 | $506.60 | $538.40 | $133.76 |
Plan (PPO): Bronze Deductible Only PPO Select HSA Eligible Plan |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $207.00 | $352.77 | $699.20 | $475.02 | $504.86 | $125.42 |
Plan (PPO): Catastrophic 100% PPO Select |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Catastrophic | $141.33 | $240.86 | $477.38 | $324.32 | $344.70 | $85.63 |
†Source: Our summary of lowest costs and numbers of providers is based on a government report released September 25, 2013. For more detailed information about specific plans and providers, see HealthCare.gov.
‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Cook County here.