The health insurance rates listed below are for calendar year 2015.
2015 Rates and Providers (click here for 2014)
This page gives you an overview of the rates for individual and family health insurance plans available from Nevada Health Link, the marketplace for Elko County, Nevada.
(For rates for small business owners, click here.)
Obamacare Providers in Elko County for 2015
Elko County is in “Rating Area 4” of Nevada. Currently, there are providers offering plans to Rating Area 4. † Below, you’ll find a summary of plans and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options. For detailed information, including deductible amounts, annual limits on out-of-pocket costs, and possible subsidies, you must complete an application at Nevada Health Link or contact the provider directly.
The table below shows premiums for the following scenarios:
- Age 21: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 27: Individual
- Age 30: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 40: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 50: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 60: Individual, Couple
Nevada Health CO-OP |
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Plan (POS): Frontier Simple/Fácil Gold |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $433.65 | $739.02 | $1464.80 | $732.40 | $939.30 | $262.75 |
Plan (POS): Frontier Simple/Fácil Silver |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $375.72 | $640.30 | $1269.12 | $634.56 | $813.82 | $227.65 |
Plan (POS): Frontier Simple/Fácil Bronze HSA |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $310.37 | $528.93 | $1048.38 | $524.19 | $672.26 | $188.06 |
Plan (POS): Frontier Simple/Fácil Catastrophic |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Catastrophic | $311.01 | $530.03 | $1050.56 | $525.28 | $673.66 | $188.45 |
Plan (POS): Frontier Simple/Fácil Platinum |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Platinum | $491.86 | $838.22 | $1661.42 | $830.71 | $1065.38 | $298.02 |
Anthem Blue Cross Blue Shield |
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Plan (HMO): Anthem Catastrophic Pathway X HMO 6600 0 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Catastrophic | $231.93 | $395.26 | $783.44 | $391.72 | $502.38 | $140.53 |
Plan (HMO): Anthem Bronze Pathway X HMO 0 for HSA |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $264.23 | $450.30 | $892.54 | $446.27 | $572.34 | $160.10 |
Plan (HMO): Anthem Bronze Pathway X HMO 6150 20 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $292.57 | $498.60 | $988.26 | $494.13 | $633.72 | $177.27 |
Plan (HMO): Anthem Bronze Pathway X HMO 5750 30 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $283.34 | $482.86 | $957.08 | $478.54 | $613.72 | $171.68 |
Plan (HMO): Anthem Bronze Pathway X HMO 5000 40 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $282.17 | $480.88 | $953.14 | $476.57 | $611.20 | $170.97 |
Plan (HMO): Anthem Bronze Pathway X HMO 25 for HSA |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $297.85 | $507.60 | $1006.10 | $503.05 | $645.16 | $180.47 |
Plan (HMO): Anthem Silver Pathway X HMO 2500 10 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $367.38 | $626.08 | $1240.94 | $620.47 | $795.74 | $222.60 |
Plan (HMO): Anthem Silver Pathway X HMO 2250 10 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $376.85 | $642.23 | $1272.94 | $636.47 | $816.26 | $228.34 |
Plan (HMO): Anthem Silver Pathway X HMO 2250 30 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $342.36 | $583.45 | $1156.44 | $578.22 | $741.56 | $207.44 |
Plan (HMO): Anthem Silver Pathway X HMO 2250 20 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $355.61 | $606.03 | $1201.20 | $600.60 | $770.26 | $215.47 |
Plan (HMO): Anthem Blue Cross and Blue Shield Silver DirectAccess, a Multi-State Plan |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $378.25 | $644.62 | $1277.70 | $638.85 | $819.32 | $229.19 |
Plan (HMO): Anthem Blue Cross and Blue Shield Gold DirectAccess, a Multi-State Plan |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $428.36 | $730.01 | $1446.94 | $723.47 | $927.84 | $259.55 |
†Source: Our summary of lowest costs and numbers of providers is based on a government report released September 25, 2013. For more detailed information about specific plans and providers, see Nevada Health Link.
‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Elko County here.