Obamacare Providers, Plans and 2017 Rates for Wake County
The health insurance rates listed below are for calendar year 2017.
2017 Rates and Providers
(click here for 2014)
(click here for 2015)
(click here for 2016)
This page gives you an overview of the rates for individual and family health insurance plans available from HealthCare.gov, the marketplace for Raleigh, NC.
Currently, there are 19 plans offered in Wake County.
Below, you’ll find a summary of plans and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options. For detailed information on available subsidies to make your coverage affordable, you must complete an application at HealthCare.gov or contact the provider directly.
The table below shows premiums for the following scenarios:
- Individual
- Couple
- Couple with 1 2 or 3 children
- Individual with 1 2 or 3 children
- A child alone
Each scenario is covered for age
- Age 21, 30, 40, 50
- Age 60 (Individual and Couple only)
For each plan, there are links that go to the insurance provider's website in a new window. You can find links to:
- a summary of plan benefits and costs,
- a plan brochure, and
- a "Provider Directory" -- where you can find out which doctors and hospitals in the Raleigh, NC area accept this insurance coverage as within the plan's "network".
‡Source: HealthCare.gov has released sample rates for all counties in those states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Wake County here.
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Blue Cross and Blue Shield of NCLocal: 1-888-234-2414 | Toll Free: 1-888-234-2414 |
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Plan: (POS) Blue Local 7150 (local network with Duke Medicine and WakeMed)Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-888-234-2414 - Provider Directory for This Plan: (Blue Cross and Blue Shield of NC)
Deductible: Individual:
$7,150
: Family:
$14,300 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Bronze | 21 30 40 50 60 |
$320.14 $363.36 $409.14 $571.77 $868.86 |
$640.28 $726.72 $818.28 $1143.54 $1737.72 |
$843.57 $930.01 $1021.57 $1346.83 |
$1046.86 $1133.30 $1224.86 $1550.12 |
$1250.15 $1336.59 $1428.15 $1753.41 |
$523.43 $566.65 $612.43 $775.06 |
$726.72 $769.94 $815.72 $978.35 |
$930.01 $973.23 $1019.01 $1181.64 |
$203.29 |
Plan: (POS) Blue Local 5500 (local network with Duke Medicine and WakeMed, HSA eligible)Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-888-234-2414 - Provider Directory for This Plan: (Blue Cross and Blue Shield of NC)
Deductible: Individual:
$5,500
: Family:
$11,000 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Bronze | 21 30 40 50 60 |
$330.49 $375.11 $422.37 $590.26 $896.95 |
$660.98 $750.22 $844.74 $1180.52 $1793.90 |
$870.84 $960.08 $1054.60 $1390.38 |
$1080.70 $1169.94 $1264.46 $1600.24 |
$1290.56 $1379.80 $1474.32 $1810.10 |
$540.35 $584.97 $632.23 $800.12 |
$750.21 $794.83 $842.09 $1009.98 |
$960.07 $1004.69 $1051.95 $1219.84 |
$209.86 |
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Cigna HealthCare of North Carolina, Inc.Local: 1-877-900-1237 | Toll Free: 1-877-900-1237 TTY: 1-800-676-3777 |
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Plan: (HMO) Cigna Connect 4500Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-877-900-1237 - Provider Directory for This Plan: (Cigna HealthCare of North Carolina, Inc.)
Deductible: Individual:
$4,500
: Family:
$9,000 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Bronze | 21 30 40 50 60 |
$305.60 $346.85 $390.55 $545.80 $829.39 |
$611.20 $693.70 $781.10 $1091.60 $1658.78 |
$805.25 $887.75 $975.15 $1285.65 |
$999.30 $1081.80 $1169.20 $1479.70 |
$1193.35 $1275.85 $1363.25 $1673.75 |
$499.65 $540.90 $584.60 $739.85 |
$693.70 $734.95 $778.65 $933.90 |
$887.75 $929.00 $972.70 $1127.95 |
$194.05 |
Plan: (HMO) Cigna Connect 6000Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-877-900-1237 - Provider Directory for This Plan: (Cigna HealthCare of North Carolina, Inc.)
Deductible: Individual:
$6,000
: Family:
$12,000 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Bronze | 21 30 40 50 60 |
$312.28 $354.44 $399.10 $557.74 $847.54 |
$624.56 $708.88 $798.20 $1115.48 $1695.08 |
$822.86 $907.18 $996.50 $1313.78 |
$1021.16 $1105.48 $1194.80 $1512.08 |
$1219.46 $1303.78 $1393.10 $1710.38 |
$510.58 $552.74 $597.40 $756.04 |
$708.88 $751.04 $795.70 $954.34 |
$907.18 $949.34 $994.00 $1152.64 |
$198.30 |
Plan: (HMO) Cigna Connect 6400Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-877-900-1237 - Provider Directory for This Plan: (Cigna HealthCare of North Carolina, Inc.)
Deductible: Individual:
$6,400
: Family:
$12,800 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Bronze | 21 30 40 50 60 |
$299.99 $340.49 $383.38 $535.78 $814.16 |
$599.98 $680.98 $766.76 $1071.56 $1628.32 |
$790.47 $871.47 $957.25 $1262.05 |
$980.96 $1061.96 $1147.74 $1452.54 |
$1171.45 $1252.45 $1338.23 $1643.03 |
$490.48 $530.98 $573.87 $726.27 |
$680.97 $721.47 $764.36 $916.76 |
$871.46 $911.96 $954.85 $1107.25 |
$190.49 |
Plan: (HMO) Cigna US-NC Connect 6650Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-877-900-1237 - Provider Directory for This Plan: (Cigna HealthCare of North Carolina, Inc.)
Deductible: Individual:
$6,650
: Family:
$13,300 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Bronze | 21 30 40 50 60 |
$302.62 $343.47 $386.74 $540.47 $821.30 |
$605.24 $686.94 $773.48 $1080.94 $1642.60 |
$797.40 $879.10 $965.64 $1273.10 |
$989.56 $1071.26 $1157.80 $1465.26 |
$1181.72 $1263.42 $1349.96 $1657.42 |
$494.78 $535.63 $578.90 $732.63 |
$686.94 $727.79 $771.06 $924.79 |
$879.10 $919.95 $963.22 $1116.95 |
$192.16 |
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Blue Cross and Blue Shield of NCLocal: 1-888-234-2414 | Toll Free: 1-888-234-2414 |
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Plan: (POS) Blue Value 1500 (limited network)Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-888-234-2414 - Provider Directory for This Plan: (Blue Cross and Blue Shield of NC)
Deductible: Individual:
$1,500
: Family:
$3,000 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Gold | 21 30 40 50 60 |
$490.76 $557.01 $627.19 $876.50 $1331.92 |
$981.52 $1114.02 $1254.38 $1753.00 $2663.84 |
$1293.15 $1425.65 $1566.01 $2064.63 |
$1604.78 $1737.28 $1877.64 $2376.26 |
$1916.41 $2048.91 $2189.27 $2687.89 |
$802.39 $868.64 $938.82 $1188.13 |
$1114.02 $1180.27 $1250.45 $1499.76 |
$1425.65 $1491.90 $1562.08 $1811.39 |
$311.63 |
Plan: (POS) Blue Value 3500 (limited network)Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-888-234-2414 - Provider Directory for This Plan: (Blue Cross and Blue Shield of NC)
Deductible: Individual:
$3,500
: Family:
$7,000 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Silver | 21 30 40 50 60 |
$393.14 $446.21 $502.43 $702.15 $1066.98 |
$786.28 $892.42 $1004.86 $1404.30 $2133.96 |
$1035.92 $1142.06 $1254.50 $1653.94 |
$1285.56 $1391.70 $1504.14 $1903.58 |
$1535.20 $1641.34 $1753.78 $2153.22 |
$642.78 $695.85 $752.07 $951.79 |
$892.42 $945.49 $1001.71 $1201.43 |
$1142.06 $1195.13 $1251.35 $1451.07 |
$249.64 |
Plan: (POS) Blue Value 5500 (limited network, HSA eligible)Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-888-234-2414 - Provider Directory for This Plan: (Blue Cross and Blue Shield of NC)
Deductible: Individual:
$5,500
: Family:
$11,000 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Bronze | 21 30 40 50 60 |
$334.35 $379.49 $427.30 $597.15 $907.43 |
$668.70 $758.98 $854.60 $1194.30 $1814.86 |
$881.01 $971.29 $1066.91 $1406.61 |
$1093.32 $1183.60 $1279.22 $1618.92 |
$1305.63 $1395.91 $1491.53 $1831.23 |
$546.66 $591.80 $639.61 $809.46 |
$758.97 $804.11 $851.92 $1021.77 |
$971.28 $1016.42 $1064.23 $1234.08 |
$212.31 |
Plan: (POS) Blue Value 7150 (limited network)Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-888-234-2414 - Provider Directory for This Plan: (Blue Cross and Blue Shield of NC)
Deductible: Individual:
$7,150
: Family:
$14,300 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Bronze | 21 30 40 50 60 |
$323.88 $367.60 $413.92 $578.45 $879.01 |
$647.76 $735.20 $827.84 $1156.90 $1758.02 |
$853.42 $940.86 $1033.50 $1362.56 |
$1059.08 $1146.52 $1239.16 $1568.22 |
$1264.74 $1352.18 $1444.82 $1773.88 |
$529.54 $573.26 $619.58 $784.11 |
$735.20 $778.92 $825.24 $989.77 |
$940.86 $984.58 $1030.90 $1195.43 |
$205.66 |
Plan: (POS) Blue Value Catastrophic (limited network)Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-888-234-2414 - Provider Directory for This Plan: (Blue Cross and Blue Shield of NC)
Deductible: Individual:
$7,150
: Family:
$14,300 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Catastrophic | 21 30 40 50 60 |
$177.66 $201.64 $227.05 $317.30 $482.17 |
$355.32 $403.28 $454.10 $634.60 $964.34 |
$468.13 $516.09 $566.91 $747.41 |
$580.94 $628.90 $679.72 $860.22 |
$693.75 $741.71 $792.53 $973.03 |
$290.47 $314.45 $339.86 $430.11 |
$403.28 $427.26 $452.67 $542.92 |
$516.09 $540.07 $565.48 $655.73 |
$112.81 |
Plan: (POS) Blue Value 5000 (limited network)Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-888-234-2414 - Provider Directory for This Plan: (Blue Cross and Blue Shield of NC)
Deductible: Individual:
$5,000
: Family:
$10,000 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Silver | 21 30 40 50 60 |
$387.34 $439.63 $495.02 $691.79 $1051.24 |
$774.68 $879.26 $990.04 $1383.58 $2102.48 |
$1020.64 $1125.22 $1236.00 $1629.54 |
$1266.60 $1371.18 $1481.96 $1875.50 |
$1512.56 $1617.14 $1727.92 $2121.46 |
$633.30 $685.59 $740.98 $937.75 |
$879.26 $931.55 $986.94 $1183.71 |
$1125.22 $1177.51 $1232.90 $1429.67 |
$245.96 |
Plan: (POS) Blue Local 1500 (local network with Duke Medicine and WakeMed)Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-888-234-2414 - Provider Directory for This Plan: (Blue Cross and Blue Shield of NC)
Deductible: Individual:
$1,500
: Family:
$3,000 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Gold | 21 30 40 50 60 |
$485.09 $550.58 $619.95 $866.37 $1316.53 |
$970.18 $1101.16 $1239.90 $1732.74 $2633.06 |
$1278.21 $1409.19 $1547.93 $2040.77 |
$1586.24 $1717.22 $1855.96 $2348.80 |
$1894.27 $2025.25 $2163.99 $2656.83 |
$793.12 $858.61 $927.98 $1174.40 |
$1101.15 $1166.64 $1236.01 $1482.43 |
$1409.18 $1474.67 $1544.04 $1790.46 |
$308.03 |
Plan: (POS) Blue Local 3500 (local network with Duke Medicine and WakeMed)Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-888-234-2414 - Provider Directory for This Plan: (Blue Cross and Blue Shield of NC)
Deductible: Individual:
$3,500
: Family:
$7,000 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Silver | 21 30 40 50 60 |
$388.58 $441.04 $496.61 $694.00 $1054.61 |
$777.16 $882.08 $993.22 $1388.00 $2109.22 |
$1023.91 $1128.83 $1239.97 $1634.75 |
$1270.66 $1375.58 $1486.72 $1881.50 |
$1517.41 $1622.33 $1733.47 $2128.25 |
$635.33 $687.79 $743.36 $940.75 |
$882.08 $934.54 $990.11 $1187.50 |
$1128.83 $1181.29 $1236.86 $1434.25 |
$246.75 |
Plan: (POS) Blue Local 5000 (local network with Duke Medicine and WakeMed)Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-888-234-2414 - Provider Directory for This Plan: (Blue Cross and Blue Shield of NC)
Deductible: Individual:
$5,000
: Family:
$10,000 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Silver | 21 30 40 50 60 |
$382.86 $434.55 $489.30 $683.79 $1039.08 |
$765.72 $869.10 $978.60 $1367.58 $2078.16 |
$1008.84 $1112.22 $1221.72 $1610.70 |
$1251.96 $1355.34 $1464.84 $1853.82 |
$1495.08 $1598.46 $1707.96 $2096.94 |
$625.98 $677.67 $732.42 $926.91 |
$869.10 $920.79 $975.54 $1170.03 |
$1112.22 $1163.91 $1218.66 $1413.15 |
$243.12 |
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Cigna HealthCare of North Carolina, Inc.Local: 1-877-900-1237 | Toll Free: 1-877-900-1237 TTY: 1-800-676-3777 |
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Plan: (HMO) Cigna Connect 2000Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-877-900-1237 - Provider Directory for This Plan: (Cigna HealthCare of North Carolina, Inc.)
Deductible: Individual:
$2,000
: Family:
$4,000 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Silver | 21 30 40 50 60 |
$414.59 $470.56 $529.85 $740.46 $1125.20 |
$829.18 $941.12 $1059.70 $1480.92 $2250.40 |
$1092.44 $1204.38 $1322.96 $1744.18 |
$1355.70 $1467.64 $1586.22 $2007.44 |
$1618.96 $1730.90 $1849.48 $2270.70 |
$677.85 $733.82 $793.11 $1003.72 |
$941.11 $997.08 $1056.37 $1266.98 |
$1204.37 $1260.34 $1319.63 $1530.24 |
$263.26 |
Plan: (HMO) Cigna Connect 4000Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-877-900-1237 - Provider Directory for This Plan: (Cigna HealthCare of North Carolina, Inc.)
Deductible: Individual:
$4,000
: Family:
$8,000 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Silver | 21 30 40 50 60 |
$350.01 $397.26 $447.31 $625.11 $949.92 |
$700.02 $794.52 $894.62 $1250.22 $1899.84 |
$922.27 $1016.77 $1116.87 $1472.47 |
$1144.52 $1239.02 $1339.12 $1694.72 |
$1366.77 $1461.27 $1561.37 $1916.97 |
$572.26 $619.51 $669.56 $847.36 |
$794.51 $841.76 $891.81 $1069.61 |
$1016.76 $1064.01 $1114.06 $1291.86 |
$222.25 |
Plan: (HMO) Cigna US-NC Connect 3500Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-877-900-1237 - Provider Directory for This Plan: (Cigna HealthCare of North Carolina, Inc.)
Deductible: Individual:
$3,500
: Family:
$7,000 Monthly Premiums: |
||||||||||
Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Silver | 21 30 40 50 60 |
$423.83 $481.05 $541.65 $756.96 $1150.27 |
$847.66 $962.10 $1083.30 $1513.92 $2300.54 |
$1116.79 $1231.23 $1352.43 $1783.05 |
$1385.92 $1500.36 $1621.56 $2052.18 |
$1655.05 $1769.49 $1890.69 $2321.31 |
$692.96 $750.18 $810.78 $1026.09 |
$962.09 $1019.31 $1079.91 $1295.22 |
$1231.22 $1288.44 $1349.04 $1564.35 |
$269.13 |
Plan: (HMO) Cigna Connect 1200Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-877-900-1237 - Provider Directory for This Plan: (Cigna HealthCare of North Carolina, Inc.)
Deductible: Individual:
$1,200
: Family:
$2,400 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Gold | 21 30 40 50 60 |
$490.92 $557.20 $627.40 $876.79 $1332.37 |
$981.84 $1114.40 $1254.80 $1753.58 $2664.74 |
$1293.58 $1426.14 $1566.54 $2065.32 |
$1605.32 $1737.88 $1878.28 $2377.06 |
$1917.06 $2049.62 $2190.02 $2688.80 |
$802.66 $868.94 $939.14 $1188.53 |
$1114.40 $1180.68 $1250.88 $1500.27 |
$1426.14 $1492.42 $1562.62 $1812.01 |
$311.74 |