The health insurance rates listed below are for calendar year 2019.
2019 Rates and Providers
(click here for 2014)
(click here for 2015)
(click here for 2016)
(click here for 2017)
(click here for 2018)
This page gives you an overview of the rates for individual and family health insurance plans available from beWellnm, the marketplace for San Miguel County, New Mexico.
Obamacare Providers, Plans and 2019 Rates for San Miguel County
San Miguel County is in “Rating Area 5” of New Mexico.
Currently, there are 19 plans offered in Rating Area 5.
Below, you’ll find a summary of plans and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options. For detailed information on available subsidies to make your coverage affordable, you must complete an application at beWellnm or contact the provider directly.
The table below shows premiums for the following scenarios for:
- Individual
- Couple
- Couple with 1 2 or 3 children
- Individual with 1 2 or 3 children
- A child alone
Each scenario is covered for age
- Age 21, 30, 40, 50
- Age 60 (Individual and Couple only)
For each plan, there are links that go to the insurance provider's website in a new window. You can find links to:
- a summary of plan benefits and costs,
- a plan brochure, and
- a "Provider Directory" -- where you can find out which doctors and hospitals in the Las Vegas, NM area accept this insurance coverage as within the plan's "network".
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Molina Healthcare of New Mexico, Inc.Local: 1-888-295-7651 | Toll Free: 1-888-295-7651 |
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Plan: (HMO) Molina GoldSummary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-888-295-7651 - Provider Directory for This Plan: (Molina Healthcare of New Mexico, Inc.)
Deductible: Individual:
$2,925
: Family:
$5,850 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Gold | 21 30 40 50 60 |
$296.64 $336.69 $379.11 $529.80 $805.09 |
$593.28 $673.38 $758.22 $1,059.60 $1,610.18 |
$820.21 $900.31 $985.15 $1,286.53 |
$1,047.14 $1,127.24 $1,212.08 $1,513.46 |
$1,274.07 $1,354.17 $1,439.01 $1,740.39 |
$523.57 $563.62 $606.04 $756.73 |
$750.50 $790.55 $832.97 $983.66 |
$977.43 $1,017.48 $1,059.90 $1,210.59 |
$270.83 |
Plan: (HMO) Molina SilverSummary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-888-295-7651 - Provider Directory for This Plan: (Molina Healthcare of New Mexico, Inc.)
Deductible: Individual:
$5,350
: Family:
$10,700 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Silver | 21 30 40 50 60 |
$287.24 $326.02 $367.09 $513.01 $779.57 |
$574.48 $652.04 $734.18 $1,026.02 $1,559.14 |
$794.22 $871.78 $953.92 $1,245.76 |
$1,013.96 $1,091.52 $1,173.66 $1,465.50 |
$1,233.70 $1,311.26 $1,393.40 $1,685.24 |
$506.98 $545.76 $586.83 $732.75 |
$726.72 $765.50 $806.57 $952.49 |
$946.46 $985.24 $1,026.31 $1,172.23 |
$262.25 |
Plan: (HMO) Molina BronzeSummary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-888-295-7651 - Provider Directory for This Plan: (Molina Healthcare of New Mexico, Inc.)
Deductible: Individual:
$6,400
: Family:
$12,800 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Expanded Bronze | 21 30 40 50 60 |
$207.26 $235.24 $264.87 $370.16 $562.49 |
$414.52 $470.48 $529.74 $740.32 $1,124.98 |
$573.07 $629.03 $688.29 $898.87 |
$731.62 $787.58 $846.84 $1,057.42 |
$890.17 $946.13 $1,005.39 $1,215.97 |
$365.81 $393.79 $423.42 $528.71 |
$524.36 $552.34 $581.97 $687.26 |
$682.91 $710.89 $740.52 $845.81 |
$189.23 |
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CHRISTUS Health PlanLocal: 1-800-678-7347 | Toll Free: |
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Plan: (HMO) New Mexico Catastrophic SSummary of Benefits and Coverage - Plan Brochure - Customer Service Phone: - Provider Directory for This Plan: (CHRISTUS Health Plan)
Deductible: Individual:
$7,900
: Family:
$15,800 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Catastrophic | 21 30 40 50 60 |
$219.76 $249.43 $280.85 $392.49 $596.42 |
$439.52 $498.86 $561.70 $784.98 $1,192.84 |
$607.63 $666.97 $729.81 $953.09 |
$775.74 $835.08 $897.92 $1,121.20 |
$943.85 $1,003.19 $1,066.03 $1,289.31 |
$387.87 $417.54 $448.96 $560.60 |
$555.98 $585.65 $617.07 $728.71 |
$724.09 $753.76 $785.18 $896.82 |
$200.64 |
Plan: (HMO) New Mexico CatastrophicSummary of Benefits and Coverage - Plan Brochure - Customer Service Phone: - Provider Directory for This Plan: (CHRISTUS Health Plan)
Deductible: Individual:
$7,900
: Family:
$15,800 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Catastrophic | 21 30 40 50 60 |
$219.76 $249.43 $280.85 $392.49 $596.42 |
$439.52 $498.86 $561.70 $784.98 $1,192.84 |
$607.63 $666.97 $729.81 $953.09 |
$775.74 $835.08 $897.92 $1,121.20 |
$943.85 $1,003.19 $1,066.03 $1,289.31 |
$387.87 $417.54 $448.96 $560.60 |
$555.98 $585.65 $617.07 $728.71 |
$724.09 $753.76 $785.18 $896.82 |
$200.64 |
Plan: (HMO) New Mexico GoldSummary of Benefits and Coverage - Plan Brochure - Customer Service Phone: - Provider Directory for This Plan: (CHRISTUS Health Plan)
Deductible: Individual:
$2,400
: Family:
$4,800 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Gold | 21 30 40 50 60 |
$374.78 $425.37 $478.97 $669.36 $1,017.15 |
$749.56 $850.74 $957.94 $1,338.72 $2,034.30 |
$1,036.27 $1,137.45 $1,244.65 $1,625.43 |
$1,322.98 $1,424.16 $1,531.36 $1,912.14 |
$1,609.69 $1,710.87 $1,818.07 $2,198.85 |
$661.49 $712.08 $765.68 $956.07 |
$948.20 $998.79 $1,052.39 $1,242.78 |
$1,234.91 $1,285.50 $1,339.10 $1,529.49 |
$342.17 |
Plan: (HMO) New Mexico Gold SSummary of Benefits and Coverage - Plan Brochure - Customer Service Phone: - Provider Directory for This Plan: (CHRISTUS Health Plan)
Deductible: Individual:
$2,400
: Family:
$4,800 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Gold | 21 30 40 50 60 |
$374.78 $425.37 $478.97 $669.36 $1,017.15 |
$749.56 $850.74 $957.94 $1,338.72 $2,034.30 |
$1,036.27 $1,137.45 $1,244.65 $1,625.43 |
$1,322.98 $1,424.16 $1,531.36 $1,912.14 |
$1,609.69 $1,710.87 $1,818.07 $2,198.85 |
$661.49 $712.08 $765.68 $956.07 |
$948.20 $998.79 $1,052.39 $1,242.78 |
$1,234.91 $1,285.50 $1,339.10 $1,529.49 |
$342.17 |
Plan: (HMO) New Mexico Silver HDSummary of Benefits and Coverage - Plan Brochure - Customer Service Phone: - Provider Directory for This Plan: (CHRISTUS Health Plan)
Deductible: Individual:
$5,200
: Family:
$10,400 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Silver | 21 30 40 50 60 |
$360.02 $408.62 $460.10 $642.99 $977.09 |
$720.04 $817.24 $920.20 $1,285.98 $1,954.18 |
$995.45 $1,092.65 $1,195.61 $1,561.39 |
$1,270.86 $1,368.06 $1,471.02 $1,836.80 |
$1,546.27 $1,643.47 $1,746.43 $2,112.21 |
$635.43 $684.03 $735.51 $918.40 |
$910.84 $959.44 $1,010.92 $1,193.81 |
$1,186.25 $1,234.85 $1,286.33 $1,469.22 |
$328.70 |
Plan: (HMO) New Mexico Silver LDSummary of Benefits and Coverage - Plan Brochure - Customer Service Phone: - Provider Directory for This Plan: (CHRISTUS Health Plan)
Deductible: Individual:
$3,000
: Family:
$6,000 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Silver | 21 30 40 50 60 |
$381.55 $433.05 $487.61 $681.44 $1,035.51 |
$763.10 $866.10 $975.22 $1,362.88 $2,071.02 |
$1,054.98 $1,157.98 $1,267.10 $1,654.76 |
$1,346.86 $1,449.86 $1,558.98 $1,946.64 |
$1,638.74 $1,741.74 $1,850.86 $2,238.52 |
$673.43 $724.93 $779.49 $973.32 |
$965.31 $1,016.81 $1,071.37 $1,265.20 |
$1,257.19 $1,308.69 $1,363.25 $1,557.08 |
$348.35 |
Plan: (HMO) New Mexico Silver SLDSummary of Benefits and Coverage - Plan Brochure - Customer Service Phone: - Provider Directory for This Plan: (CHRISTUS Health Plan)
Deductible: Individual:
$3,000
: Family:
$6,000 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Silver | 21 30 40 50 60 |
$381.55 $433.05 $487.61 $681.44 $1,035.51 |
$763.10 $866.10 $975.22 $1,362.88 $2,071.02 |
$1,054.98 $1,157.98 $1,267.10 $1,654.76 |
$1,346.86 $1,449.86 $1,558.98 $1,946.64 |
$1,638.74 $1,741.74 $1,850.86 $2,238.52 |
$673.43 $724.93 $779.49 $973.32 |
$965.31 $1,016.81 $1,071.37 $1,265.20 |
$1,257.19 $1,308.69 $1,363.25 $1,557.08 |
$348.35 |
Plan: (HMO) New Mexico BronzeSummary of Benefits and Coverage - Plan Brochure - Customer Service Phone: - Provider Directory for This Plan: (CHRISTUS Health Plan)
Deductible: Individual:
$5,500
: Family:
$11,000 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Expanded Bronze | 21 30 40 50 60 |
$278.51 $316.11 $355.94 $497.42 $755.88 |
$557.02 $632.22 $711.88 $994.84 $1,511.76 |
$770.08 $845.28 $924.94 $1,207.90 |
$983.14 $1,058.34 $1,138.00 $1,420.96 |
$1,196.20 $1,271.40 $1,351.06 $1,634.02 |
$491.57 $529.17 $569.00 $710.48 |
$704.63 $742.23 $782.06 $923.54 |
$917.69 $955.29 $995.12 $1,136.60 |
$254.28 |
Plan: (HMO) New Mexico Bronze SSummary of Benefits and Coverage - Plan Brochure - Customer Service Phone: - Provider Directory for This Plan: (CHRISTUS Health Plan)
Deductible: Individual:
$5,500
: Family:
$11,000 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Expanded Bronze | 21 30 40 50 60 |
$278.51 $316.11 $355.94 $497.42 $755.88 |
$557.02 $632.22 $711.88 $994.84 $1,511.76 |
$770.08 $845.28 $924.94 $1,207.90 |
$983.14 $1,058.34 $1,138.00 $1,420.96 |
$1,196.20 $1,271.40 $1,351.06 $1,634.02 |
$491.57 $529.17 $569.00 $710.48 |
$704.63 $742.23 $782.06 $923.54 |
$917.69 $955.29 $995.12 $1,136.60 |
$254.28 |
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Blue Cross Blue Shield of New MexicoLocal: 1-866-236-1702 | Toll Free: 1-866-236-1702 TTY: 1-800-659-3331 |
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Plan: (HMO) Blue Community Gold HMO? 205 - Three $30 PCP VisitsSummary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-866-236-1702 - Provider Directory for This Plan: (Blue Cross Blue Shield of New Mexico)
Deductible: Individual:
$350
: Family:
$1,050 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Gold | 21 30 40 50 60 |
$430.61 $488.74 $550.32 $769.07 $1,168.68 |
$861.22 $977.48 $1,100.64 $1,538.14 $2,337.36 |
$1,190.64 $1,306.90 $1,430.06 $1,867.56 |
$1,520.06 $1,636.32 $1,759.48 $2,196.98 |
$1,849.48 $1,965.74 $2,088.90 $2,526.40 |
$760.03 $818.16 $879.74 $1,098.49 |
$1,089.45 $1,147.58 $1,209.16 $1,427.91 |
$1,418.87 $1,477.00 $1,538.58 $1,757.33 |
$393.15 |
Plan: (HMO) Blue Community Silver HMO? 204Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-866-236-1702 - Provider Directory for This Plan: (Blue Cross Blue Shield of New Mexico)
Deductible: Individual:
$1,100
: Family:
$3,300 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Silver | 21 30 40 50 60 |
$444.32 $504.31 $567.85 $793.56 $1,205.89 |
$888.64 $1,008.62 $1,135.70 $1,587.12 $2,411.78 |
$1,228.55 $1,348.53 $1,475.61 $1,927.03 |
$1,568.46 $1,688.44 $1,815.52 $2,266.94 |
$1,908.37 $2,028.35 $2,155.43 $2,606.85 |
$784.23 $844.22 $907.76 $1,133.47 |
$1,124.14 $1,184.13 $1,247.67 $1,473.38 |
$1,464.05 $1,524.04 $1,587.58 $1,813.29 |
$405.67 |
Plan: (HMO) Blue Community Bronze HMO? 202Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-866-236-1702 - Provider Directory for This Plan: (Blue Cross Blue Shield of New Mexico)
Deductible: Individual:
$3,150
: Family:
$9,450 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Bronze | 21 30 40 50 60 |
$353.75 $401.51 $452.10 $631.80 $960.08 |
$707.50 $803.02 $904.20 $1,263.60 $1,920.16 |
$978.12 $1,073.64 $1,174.82 $1,534.22 |
$1,248.74 $1,344.26 $1,445.44 $1,804.84 |
$1,519.36 $1,614.88 $1,716.06 $2,075.46 |
$624.37 $672.13 $722.72 $902.42 |
$894.99 $942.75 $993.34 $1,173.04 |
$1,165.61 $1,213.37 $1,263.96 $1,443.66 |
$322.98 |
Plan: (HMO) Blue Community Security HMO? 200Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-866-236-1702 - Provider Directory for This Plan: (Blue Cross Blue Shield of New Mexico)
Deductible: Individual:
$7,900
: Family:
$15,800 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Catastrophic | 21 30 40 50 60 |
$309.77 $351.59 $395.89 $553.25 $840.72 |
$619.54 $703.18 $791.78 $1,106.50 $1,681.44 |
$856.52 $940.16 $1,028.76 $1,343.48 |
$1,093.50 $1,177.14 $1,265.74 $1,580.46 |
$1,330.48 $1,414.12 $1,502.72 $1,817.44 |
$546.75 $588.57 $632.87 $790.23 |
$783.73 $825.55 $869.85 $1,027.21 |
$1,020.71 $1,062.53 $1,106.83 $1,264.19 |
$282.82 |
Plan: (HMO) Blue Community Silver HMO? 203Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-866-236-1702 - Provider Directory for This Plan: (Blue Cross Blue Shield of New Mexico)
Deductible: Individual:
$1,500
: Family:
$4,500 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Silver | 21 30 40 50 60 |
$426.73 $484.34 $545.36 $762.14 $1,158.15 |
$853.46 $968.68 $1,090.72 $1,524.28 $2,316.30 |
$1,179.91 $1,295.13 $1,417.17 $1,850.73 |
$1,506.36 $1,621.58 $1,743.62 $2,177.18 |
$1,832.81 $1,948.03 $2,070.07 $2,503.63 |
$753.18 $810.79 $871.81 $1,088.59 |
$1,079.63 $1,137.24 $1,198.26 $1,415.04 |
$1,406.08 $1,463.69 $1,524.71 $1,741.49 |
$389.61 |
Plan: (HMO) Blue Community Bronze HMO? 201 - Two $40 PCP VisitsSummary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-866-236-1702 - Provider Directory for This Plan: (Blue Cross Blue Shield of New Mexico)
Deductible: Individual:
$6,000
: Family:
$15,800 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Bronze | 21 30 40 50 60 |
$332.99 $377.95 $425.57 $594.73 $903.75 |
$665.98 $755.90 $851.14 $1,189.46 $1,807.50 |
$920.72 $1,010.64 $1,105.88 $1,444.20 |
$1,175.46 $1,265.38 $1,360.62 $1,698.94 |
$1,430.20 $1,520.12 $1,615.36 $1,953.68 |
$587.73 $632.69 $680.31 $849.47 |
$842.47 $887.43 $935.05 $1,104.21 |
$1,097.21 $1,142.17 $1,189.79 $1,358.95 |
$304.02 |
Plan: (HMO) Blue Community Silver HMO? 308Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-866-236-1702 - Provider Directory for This Plan: (Blue Cross Blue Shield of New Mexico)
Deductible: Individual:
$7,900
: Family:
$15,800 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Silver | 21 30 40 50 60 |
$420.38 $477.13 $537.24 $750.79 $1,140.90 |
$840.76 $954.26 $1,074.48 $1,501.58 $2,281.80 |
$1,162.35 $1,275.85 $1,396.07 $1,823.17 |
$1,483.94 $1,597.44 $1,717.66 $2,144.76 |
$1,805.53 $1,919.03 $2,039.25 $2,466.35 |
$741.97 $798.72 $858.83 $1,072.38 |
$1,063.56 $1,120.31 $1,180.42 $1,393.97 |
$1,385.15 $1,441.90 $1,502.01 $1,715.56 |
$383.80 |
‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for San Miguel County here.