Consumer Law for Alabama
- Bankruptcy
- Student Loans
- Obamacare
- Unemployment Law
- Wage and Hour Law
- Child Custody
- Inheritance Law / Probate
- Democracy
Bankruptcy
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Birmingham, AL Bankruptcy
Start your bankruptcy research here. You'll find links to all the information for Birmingham, Alabama.
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Alabama Bankruptcy Means Test
Every county has its own expense standards, which are applied in the Bankruptcy Means Test, also known as Form 22A. You must complete the means test before you can file Chapter 7 Bankruptcy. The LegalConsumer.com Means Test Calculator has helped more than a million people get a rough idea of how they will fare in the means test. Click here to select your Alabama county or city to begin the means test.
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Alabama Bankruptcy Lawyers
Find a local Alabama bankruptcy attorney who can help you with your case.
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Alabama Bankrutpcy Court Info
Pick your Alabama county or city to find the bankruptcy court district that serves you.
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Alabama Bankruptcy Law (Alabama Exemptions)
Section 522 of the federal bankruptcy law provides a list of "exemptions" (property you can keep), but each state has exemptions of its own. Many states let you only use the state exemptions. Here you'll find the exemptions applicable in Alabama, including the Alabama Homesetad Exemption, and Alabama exmptions for pensions, personal property, wage garnishment, and "wild card" exemption.
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Alabama Bankrutpcy Forms Info
Click to selct your Alabama city or county to get free, downloadable bankruptcy forms for your court district.
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Alabama Northern District Bankruptcy Court Credit Counseling
Before you can file bankruptcy, you must go through court-approved credit counseling. Here, find a list of credit counseling agencies that have been approved for pre-bankruptcy counseling in the Alabama Northern District Bankruptcy Court.
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Student Loans
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Alabama Student Loans
Student loans now make up the largest single source of consumer debt. It is important to know your rights as a student loan debtor, or as a potential student borrower.
Our articles go over:
- the important differences between public and private student loans,
- your rights and consequences regarding payment reduction,
- Alabama default penalties,
- loan forgiveness, and cancellation,
... depending on the kind of loan you have.
Health Insurance (Obamacare)
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Alabama Obamacare Information
Consumers want to know what the Affordable Care Act (Obamacare) has to offer in terms of competitive insurance rates and the all-important subsidies and tax credits you may qualify for. Our state-specific articles tell you how to sign up in Alabama, how to qualify for Alabama subsidies to make your insurance affordable, and whom you need to contact, in Alabama, to mantain health insurance coverage if your life situation changes.
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Obamacare Rate Information
Select your County, City or Enter Your Zip Code to see Obamacare Rate Information
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Unemployment Benefits
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Alabama Unemployment Benefits Home
Have you recently lost your job? If so, you may qualify for unemployment benefits: money paid by Alabama to those who are temporarily out of work.
This site provides clear, accurate information on collecting unemployment benefits in Alabama, including eligibility, how to apply, how much you'll get, what you'll have to do to keep collecting benefits, and what to do if your application is denied.
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Alabama Unemployment Benefits Info
Each state has its own unemployment agency, procedures, forms, and regulations for filing for unemployment benefits. Alabama's unemployment agency has its own website and online guide. We provide the essential links to this website and guide, and describe the information you need to apply for unemployment benefits.
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Alabama Unemployment Benefits Resources
Applying for unemployment benefits in Alabama is a multi-step process. We give you step-by-step information about how and where to apply, as well as the various ways you can apply for unemployment benefits in Alabama.
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Alabama Unemployment Benefit Amounts & Eligibility
To qualify for unemployment benefits, you must meet two basic requirements. First, you must have earned at least a minimum amount, set by Alabama law, in the time before you lost your job. Second, you must be out of work through no fault of your own. If you are found eligible, Alabama law also determines how much you will get per week, based on your prior earnings.
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Handling Unemployment Problems
If you are found ineligible for benefits, you can file an appeal. You'll need to meet the procedural requirements and deadlines set by Alabama. This might be a good time to consult with an experienced Alabama unemployment lawyer.
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Jefferson County Job Centers
Local job centers -- sometimes called One-Stop Career Centers or American Job Centers --can help you with cover letters, resumes, and job search efforts. You may be required to register with a job center as part of your ongoing obligation to look for work while collecting benefits.
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Wage and Hour Law
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Alabama Information on Your Wage and Hour Rights
Does your employer owe you wages? If so, you need to know what you can do in Alabama to get the money you are owed.
This site provides clear, accurate information on wage and hour rights in Alabama, including minimum wage, overtime, breaks from work, paycheck rules, and more.
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Alabama Overtime Rights
Federal and state laws determine your rights to overtime. The Fair Labor Standards Act (FLSA) requires most employers to pay employees one-and-a-half times their regular hourly wage for every hour worked over 40 in a week. But not every employee is entitled to overtime. And some states have different rules.
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Alabama Rights to Pay
Federal and Alabama laws determine the minimum wage, your rights to tips, when you get your final paycheck, and much more.
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Handling Wage and Hour Problems
If you have a wage and hour claim against your employer, you need to know what to do. Most states have a procedure for filing an administrative wage claim. If that doesn't work, it might be a good time to consult with an experienced Alabama unemployment lawyer.
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Child Custody Law
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Alabama Child Custody Laws
Learn how to to navigate Alabama child custody laws and procedures.
This site provides clear, accurate information on child custody rights in Alabama, including how courts make decisions, basic concepts such as physical vs. legal custody, and more.
Inheritance Law
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Alabama Inheritance Law
Here, you can learn:
- how probate works in Alabama
- how to transfer or take care of property that has been left by loved ones
- how to find local property records, etc. that you may need to clear title to property you are inheriting
- whether or not you will be taxed on what you inherit and how to file taxes if necessary
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Jefferson County Probate Court
Health Care Law/ Living Wills & Advance Directives
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Alabama Health Care Law
If you must make decisions about the health care of a loved one, it is important to have their wishes in writing and in the proper legal form. Each state has rules about the format for these documents. Here you'll find a thorough discussion of what you need to know in Alabama before you make a Living Will, Advance Directive, Durable Power of Attorney for Health Care, DNR, POLST or MOLST forms.
Democracy
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Alabama Elected Officials
Contact your Elected Representatives at all levels of goverment.
Consumer Law by Region
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YOUR STATE
Alabama-
Alabama Bankruptcy
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Alabama Obamacare
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Alabama Healthcare Law
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Related Regions
Parent Regions
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CITY: Birmingham, Alabama
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COUNTY: Jefferson County
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BANKRUPTCY COURT: Alabama Northern District Bankruptcy Court
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STATE: Alabama
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CIRCUIT: Eleventh Circuit Court of Federal Appeals
Counties in the Birmingham-Hoover, AL area
- Jefferson County
- Shelby County
- Saint Clair County
- Walker County
- Blount County
- Chilton County
- Bibb County
Nearby States