Can I Discharge My Student Loans in Bankruptcy?
Getting rid of student loans in bankruptcy is difficult -- but not always impossible. To succeed, you must convince the court that repaying your student loans would cause you "undue hardship."
Student Loan Forgiveness Progams
Even though President Biden's Student Loan Forgiveness plan was overturned by the Supreme Court, other pre-existing programs survive, like those who work full time in a public service job for at least 10 years. Did you make payments (or were on the Covid Pause) on your direct student loan for that entire time? If so, you may be able to get ALL of your remaining student loan debt cancelled once you've made your 120th qualifying payment.
Can I Get Forgiveness or Cancellation of My Student Loans in Maine?
Under certain circumstances, you can get your student loans wiped out. Your options depend on what kind of loans you have and when you took them out.